Not a chatbot that talks. Agentic AI that closes the task: claims, renewals, quotes, across voice, chat, WhatsApp and email. Governed, auditable, IRDAI-aware.
Pick a language and a scenario. It opens in English, switches the moment your customer speaks, and closes the task, every step logged.

Governed Agentic AI across 12+ global and Indian languages, switching mid-conversation and handling code-mixed speech natively. Purpose-built for BFSI, not a generic bot pointed at finance.
Agents handle calls and back-office work around the clock, cutting wait times and reaching every policyholder, not the slice a call centre can cover.
SOC 2 Type II, ISO 27001, DPDP compliant and AES-256 encrypted, with human sign-off on high-stakes cases and IRDAI-aware guardrails by design.
The agent answers only from your verified policy and product data, so it never invents a premium or a rule. It says I do not know rather than guess.
Handles the call, the follow-up and the paperwork, then hands to a human when a decision needs one.
Human-sounding, 10+ languages, real-time turn-taking. Context, not keywords.
Thousands of concurrent calls. Renewals, collections, servicing, no queues, no hold music.
One agent, every channel. Start on a call, finish on WhatsApp, context carried across.
Books the slot, updates the CRM, collects KYC, closes the renewal, logs every step.
Sentiment, intent, quality and compliance scored on every call. Transcripts searchable and exportable.
Plugs into your telephony, CRM and policy admin. Real workflows, not a sandbox.
Exactly what our agents speak fluently today, with accents and code-mixing (Hinglish and more) handled natively.
Not a generic bot pointed at finance. Shaped around the workflows that stall when a person has to pick up the phone.
Lead pre-qualification · policy renewals & persistency · Tele-MER scheduling · onboarding & KYC · claims first-notice · lapsed-policy re-engagement · service requests resolved on the call.
Collections & EMI reminders · account servicing · loan pre-qualification · card activation · onboarding verification · dispute intake · retention outreach, all compliant and logged.
Compliance is the foundation, not a footer. Every conversation governed, encrypted and traceable end to end.
Independently audited security controls and information-security management.
India data-protection ready, with in-country data residency options.
Data encrypted in transit and at rest, with custom retention windows.
Enterprise access controls with full, immutable audit logs.
High-stakes decisions get a human sign-off before anything commits.
Answers only from verified sources, with citations. It says "I don't know" rather than guess.
Scripts and disclosures shaped around Indian insurance regulation.
Representative feedback from deployments, shared anonymously at our customers' request.
“We moved renewal outreach onto governed Voice AI across three languages and recovered promise-to-pay commitments the team could never chase by hand. The audit trail is what sealed it for compliance.”
“FNOL to cashless used to take days. Now the routine cases finish on first contact, and my officers only touch the ones that genuinely need a human.”
“What sold us was governance. Every action logged, human sign-off on the high-stakes calls. It cleared our risk review on the first pass.”
Agentic Universe builds secure, compliant, multilingual Agentic AI for banking and insurance that resolves customer requests end to end across voice, chat, WhatsApp and SMS, not just reply.
A chatbot replies. Agentic Universe finishes the task. The agents read the goal, use your systems, and complete work like renewals, claims and servicing end to end, handing off to a human when needed, with every step logged.
12+ global and Indian languages including English, Hindi, Tamil, Telugu, Kannada, Malayalam, Marathi, Gujarati, Bengali, Punjabi, Japanese and Cantonese, with switching mid-conversation.
Yes. SOC 2 Type II, ISO 27001, DPDP compliant, AES-256 encryption, full audit trails, human-in-the-loop sign-off, and IRDAI-aware by design.
Yes. High-stakes decisions get human sign-off before anything commits, and any case can be escalated to your team with full context.
Most BFSI use cases go live in weeks, not months, because the agents are purpose-built for insurance and banking workflows and integrate with your existing systems.
Agentic Universe is headquartered in Singapore with an office in India, serving BFSI enterprises across APAC.
A live demo on your use case, in your language, against your workflow. A real person follows up within a day.